Top reasons why time is important for flood restoration

Recovering from flood damage is like a mammoth. It is very difficult to start but quick decisions should be taken.  Delayed decisions can land you in more severe damage. Following are the top reasons why you should take quick decisions in flood restoration:

• Long term damage

Flood damage if left unattended for long with standing water can be a cause of structural damage too. If he base of the building is made of wood then conditions can become worst. Water is the biggest enemy of materials like iron, bricks and wood. Quick water extraction can save you from any severe damage.

• Mold

Prolonged moisture can be a cause of mold too. Mold one grown is hard to remove until you take professional guidance. Also Keep in mind that mold claim are not covered by most of the insurers.

• Health risks

As said in above point. Mold is a serious issue. Also mold can cause serious threat to health too.                A person who comes in contact with mold can be caught with cough, asthma and several other skin infections.

• Lesser costs

Early decisions in flood restoration can decrease the intensity of damage. This will result in lesser damage to your belonging which saves money too.

How to get a flood damage claim

Due to unawareness, most of the house owners don’t know that there is a big difference between damages caused due to floods and the damages caused due to internal water faults like pipe bursts. Not all insurance companies’ covers flood damage restoration in their policy. It is always better to know this at the time of signing you policy papers. These are some basic steps to following when going for water damage claim:

•   Inform your insurance company and make claim if you are unaware that flood damage claim is covered or not. Do not presume that floods are not covered in your policy.
•   Create a list of all the damaged belongings.
•    Try to save the things from water much as you can, calling a good flood damage restoration company is always better if damage can not be recovered by your self
•    If you have called a flood damage restoration companies, the keep all the receipts if the payments made to them.
•    Take some photographs of the damage site if possible, this will help as evidence. Better if you can make a video of the site.

Water damage clean up, do it yourself guide

No matter what the cause is, cleaning up water damage is a tedious task to do. Time is most crucial aspect when it comes to water damage clean up. There are some tips which can be implemented in case of water damage to you building.

1.       The first thing which should be checked is the source from where the water is leaking. It can be a leaked pipe or roof.  Try to block that water source as much as you can. This will prevent your house from further damage.

2.       If water is collected on floor or in basement, try to extract it out. Small buckets can also be used if water extractors are not available.

3.       Open up all windows for better circulation of air. This reduces the risk of mold. You can can switch on fans, can get more high power commercial fans on rent too.

4.       Dry the floor using mops or clothes, focus on corners and crawl spaces specially, these places are prone to moisture and mold. Mold once grown is hard to remove and it is harmful for health too.

5.       If you find any mold, spray a fungicide on that area.

6.       Dehumidifiers can used to dry up wet walls, remember to close windows and doors of the room in which you are using dehumidifier.

Flood damage claim, things you need to know

It is a common assumption between house owners that their home is covered by damages due to floods. But the fact is most of insurance companies do not cover loss due to floods damage. This shocks the house owner when they came to know that the policy they have does not covers flood damage claim.

Many people relate flood damage claim with water damage claim, but there is difference between the two.  Water damage means the damage which is caused by the internal faults like leaked roofs, water in basements etc. but flood damage is something which is caused by natural calamities. However government bodies like the federal emergency management association provides compensation if the affected building comes under floods zone. It must be confirmed from FEMA that your house will get compensation of damage caused by floods or not.

If your house come in a flood prone zone or its nearby sea shore, then flood damage cover becomes mandatory in your policy. It is always better to have a insurance which covers losses due to water damage as well as floods damage too.

Always keep in mind that whether the damage is caused by floods or it is just water damage, restoration process should be started without any delay. It is good to contact your insurance firm right after the damage occurs

How to handle a water damage claim

Restoring you home after water damage can be most backbreaking task to do. It becomes worst when you face issues like refusal of insurance companies. Some companies do not cover a certain type of water damage while others do.

There are several things you should know to make you water damage claim process smooth:

The biggest mistake most of the homeowners do is they do nothing. This makes damage worst which sometime results in refusal of insurance companies. Some necessary steps should be taken to prevent further loss. 

• ·         Take some photographs (video preferred) of the damaged area before you start any restoration process.
• ·         Try to stop the source of water as long the water stays, the more damage occurs. This results in mold.
• ·         Contact a good water damage restoration firm if you need help for water extraction.
• ·         Contact you insurance company right after damage and let them know about the situation.
• ·         Keep all insurance related paper handy and make several copies of the same.
• ·         Keep all the receipts of payments done for restoration work. These receipts can be later presented to insurance firm to claim money.
• ·         Don’t throw any physical assets until it is inspected by you insurance firm.
• ·         No need to do any big repairs before inspection of insurance company. Only mandatory repairs should be done.

water damage restoration, why to call a professional for

Every house owner has been experienced some kind of water damage in his/her life span. No home can be 100% free from damage, whatever its geographical situation is. Minor issues like some pipe leakage or some overflow can be fixed easily by us. But when the issue turns out to be a big one like choked underground pipes and floods, it creates headache and money loss as well. For such a severe damage, restoration is not a piece of cake, especially when you want to get it done on your own. Best option under these circumstances is to call a water damage restoration expert.

The most important reason for hiring a water damage restoration expert is they have knowledge; good experience and they are expert in their job as well.  This assures that your restoration work is done in a professional manner. A properly done work reduces your stress and is cost effective in long run.

It is very tough to see your home in a damaged condition, as you have paid big bucks to maintain your home. But it is not possible to prevent from natural calamities. The only option left is to choose the best possible way to restore you home which only a good water damage restoration firm can do. If not taken proper caution sometimes water damage can be hazardous for health too. Also excessive moisture can result in mold and can develop many types of viruses too. So keeping all these things in mind, a good water damage restoration firm is the best option for safe and stress free restoration process.